The Sophisticatedly Ratchet Podcast

My relationship with Intuition: Talk To Tash! Part 2 (replay)

Salutation, SR Tribe! Welcome, and thank you for coming back for another hearty serving of The Sophisticatedly Ratchet Podcast, giving the real in a world of fake.

 

Today, we got a special guest in the building that's gonna blow your mind. We talkin' 'bout none other than the sensational Celebrity Intuitive Life Strategist, Talk to Tash! She's the real deal, droppin' knowledge and wisdom like it's nobody's business.

 

We gonna dig deep and get to know the woman behind the gift. Tash gonna spill the tea on what gave her the courage to step into the game as an Intuitive Life Strategist. She gonna share those pivotal moments that pushed her to embrace her gifts and help others in a profound way. Get ready to be inspired, 'cause Tash ain't holdin' back!

 

But that's not all, fam. Tash gonna take us on a journey from the corporate world to the world of entrepreneurship. She gonna give us the inside scoop on how she made that transition and conquered the game. It's a story of grit, determination, and straight-up hustlin'. Trust me, y'all gonna wanna hear this!

 

Now, let's talk about Tash's clients. She sees 'em, and she sees 'em real good. We gonna find out how often she meets with her clients and what determines the frequency. Tash got that intuition on lock, makin' sure she's there for her peeps when they need her most. And hold up, we ain't done yet. Tash gonna reveal her secrets on how she manages her time like a boss. Time management skills on fleek, y'all!

 

So grab your finest glass of champagne, get comfy, and join us on this wild ride with Talk to Tash on the Sophisticatedly Ratchet Podcast. We bringin' you the REAL in a world of fake!

 

TJ Singing Bowl

3rd eye Chakra is responsible for your intuition and imagination. Your ability to see your life with clarity, self-awareness, and emotional balance. Trusting your inner knowledge, allows you make balanced decisions.

 

Affirmations:

I trust my intuition, always.

I seek to understand and learn from my life experiences.

I am connected to my higher power.

I am connected to the wisdom of the Universe.

Every situation is an opportunity for growth.

 

Shake Word of the Week

Inherent (adjective) existing in something as a permanent, essential, or characteristic attribute 

For more information about the show, click here: https://linktr.ee/SoRatchetPodcast

Don’t forget to like, subscribe, follow, comment & share us with a friend. 

Catch us LIVE on YouTube every FIRST WEDNESDAY of the month at 9 pm EST, we can’t wait 

to connect with you…

 

Please remember to follow us on the following social media platforms:

Youtube - SoRatchet Podcast 
IG - @SoRatchetPodcast 
TikTok- @SoRatchetPodcast
Twitter - @SoRatchetPod
Let us know your thoughts on the episode, do you agree or disagree, and tell us how you really feel - Please email us at SoRatchetPodcast@gmail.com.

If you are interested in starting a podcast, here are Amazon links for the necessary equipment 

Microphone -  Shure MV7 Dynamic Microphone
Headphones - 
Lights - Ring Light
TJ’s No Bad Days Chakra singing bowls https://a.co/d/9o3LxC2
Thanks for joining the TRIBE!!!!

My relationship with Intuition: Talk To Tash! Part 1 (replay)

Salutation, SR Tribe! Welcome, and thank you for coming back for another hearty serving of The Sophisticatedly Ratchet Podcast, giving the real in a world of fake.

 

Today, we got a special guest in the building that's gonna blow your mind. We talkin' 'bout none other than the sensational Celebrity Intuitive Life Strategist, Talk to Tash! She's the real deal, droppin' knowledge and wisdom like it's nobody's business.

 

We gonna dig deep and get to know the woman behind the gift. Tash gonna spill the tea on what gave her the courage to step into the game as an Intuitive Life Strategist. She gonna share those pivotal moments that pushed her to embrace her gifts and help others in a profound way. Get ready to be inspired, 'cause Tash ain't holdin' back!

 

But that's not all, fam. Tash gonna take us on a journey from the corporate world to the world of entrepreneurship. She gonna give us the inside scoop on how she made that transition and conquered the game. It's a story of grit, determination, and straight-up hustlin'. Trust me, y'all gonna wanna hear this!

 

Now, let's talk about Tash's clients. She sees 'em, and she sees 'em real good. We gonna find out how often she meets with her clients and what determines the frequency. Tash got that intuition on lock, makin' sure she's there for her peeps when they need her most. And hold up, we ain't done yet. Tash gonna reveal her secrets on how she manages her time like a boss. Time management skills on fleek, y'all!

 

So grab your finest glass of champagne, get comfy, and join us on this wild ride with Talk to Tash on the Sophisticatedly Ratchet Podcast. We bringin' you the REAL in a world of fake!

 

TJ Singing Bowl

3rd eye Chakra is responsible for your intuition and imagination. Your ability to see your life with clarity, self-awareness, and emotional balance. Trusting your inner knowledge, allows you make balanced decisions.

 

Affirmations:

I trust my intuition, always.

I seek to understand and learn from my life experiences.

I am connected to my higher power.

I am connected to the wisdom of the Universe.

Every situation is an opportunity for growth.

 

Shake Word of the Week

Inherent (adjective) existing in something as a permanent, essential, or characteristic attribute 

For more information about the show, click here: https://linktr.ee/SoRatchetPodcast

Don’t forget to like, subscribe, follow, comment & share us with a friend. 

Catch us LIVE on YouTube every FIRST WEDNESDAY of the month at 9 pm EST, we can’t wait 

to connect with you…

 

Please remember to follow us on the following social media platforms:

Youtube - SoRatchet Podcast 
IG - @SoRatchetPodcast 
TikTok- @SoRatchetPodcast
Twitter - @SoRatchetPod
Let us know your thoughts on the episode, do you agree or disagree, and tell us how you really feel - Please email us at SoRatchetPodcast@gmail.com.

If you are interested in starting a podcast, here are Amazon links for the necessary equipment 

Microphone -  Shure MV7 Dynamic Microphone
Headphones - 
Lights - Ring Light
TJ’s No Bad Days Chakra singing bowls https://a.co/d/9o3LxC2
Thanks for joining the TRIBE!!!!

My Relationship with Embarrassment: Common Sense Ain't Common

In this hilariously candid episode of The Sophisticatedly Ratchet Podcast, the crew dives into the wild world of Embarrassment—where innocent fun can sometimes spiral into cringe-worthy chaos. 🤯 From Mash’s unforgettable encounter at a Common concert to the viral clip of Omah Lay bending someone’s girlfriend on stage (while her boyfriend watches 👀), the Tribe explores how these public moments can spark relationship drama and challenge personal boundaries.

🔥 Highlights include:
✅ Mash’s firsthand concert story – when a playful moment with Common’s fan took an unexpected twist.
💥 Boundaries in relationships – how much is too much when it comes to public displays of affection or attention?
📹 Going viral for the wrong reasons – breaking down Omah Lay’s controversial stage antics and the messy fallout.
🌎 Cultural perspectives – exploring how Jamaican and Carnival cultures handle dancing etiquette and public intimacy.
🤣 Embarrassment stories – from family BBQ mishaps to relationship-damaging slip-ups, the crew shares their own cringey experiences.
🔥 Ratchet Fire Game – the hosts answer spicy, unfiltered questions about social media embarrassment, dating faux pas, and partner boundaries.

💡 This episode is packed with laughs, raw insights, and relationship real talk, making you rethink how you’d handle being put on blast in public.

We want to hear from you! Do you have a topic request, a question, or want to be a guest? Hit us up at SophisticatedlyRatchet@gmail.com

LISTEN, FOLLOW, AND RATE

🎙️ Hosted & Created by:  TJ, Lil Moe, Flash, Shake, and Mash

Follow Us!

📱INSTAGRAM

📱TWITTER

📱TIK TOK

🎥YOUTUBE

 

Timestamps: 

00:00:00: Episode Teaser

00:01:21: Introduction to the podcast

00:01:52: Introducing the podcast crew

00:03:26: Flash the Philosopher's introduction

00:03:57: Overview of today's episode: Relationships with embarrassment

00:04:21: Word of the week: Cumbersome

00:06:50: Discussion of the concert incident

00:07:21: Storytime: Common concert experience

00:09:00: Reactions to women's behavior on stage

00:10:11: Mash's interaction with the woman's husband

00:11:00: Analyzing the embarrassing moment

00:12:01: Podcast crew's thoughts on the situation

00:14:27: Discussing Boundaries in Relationships

00:17:15: Viral Video Involving Omah Lay

00:22:22: Seeking Attention and Going Viral

00:25:25: Cultural Influences on Perception of Embarrassment

00:27:23: Discussion on Jamaican Culture

00:30:28: Carnival Culture and Dancing Etiquette

00:31:22: Incident at a Party

00:32:22: Sophisticatedly Ratchet Podcast Ad

00:33:10: "Going in Hot" Explanation

00:35:05: Family Barbecue Incident

00:36:19: Handling Embarrassment in Relationships

00:38:40: Importance of Setting Boundaries

00:40:31: Discussion on embarrassment in relationships

00:41:53: Scenarios of unforgivable embarrassment

00:43:54: Handling past relationships and partner history

00:47:00: Partner's attire and its impact on relationships

00:49:39: Social media and first impressions

00:52:00: Perceptions of flirtatious behavior and its impact on dating

00:53:54: Discussing changing partners

00:55:01: Introduction to Ratchet Fire Game

00:55:08: Ratchet Fire questions on social media embarrassment

00:59:10: Sharing personal and medical history on social media

01:00:04: Embarrassing careers for partners

01:01:55: Ending the segment

01:02:01: Word of the week tallie results

01:05:18: Learning from embarrassment

01:06:24: Wrapping up the episode

01:07:32: Shout out

01:07:41: Discussing work challenges

01:08:07: Thanking the audience

01:08:12: Where to find the podcast

01:08:21: Farewell to the listeners

 

My Relationship with Commitment: Is it game over or am I just playing myself?

In this episode of The Sophisticatedly Ratchet Podcast, the crew takes a raw and reflective dive into the evolving standards of settling down and what it really means to build a lasting relationship in today’s world. The Tribe explores the pressures millennials face—from societal expectations to personal fears—when it comes to committing long-term.

The team gets pensive (yes, that’s the word of the week!) as they tackle:
💡 Men’s vs. women’s perspectives on settling down—are the standards the same?
💰 Financial freedom vs. "high-value" men—does money make someone more ready for commitment?
👩‍👧‍👦 Parenting and partnership alignment—why couples need to discuss discipline styles, emotional intelligence, and family values before taking the plunge.
⚠️ Generational differences in relationships and parenting—are modern couples less patient or just more self-aware?
⚖️ Confronting mortality—how experiencing loss or facing life’s fragility can influence the desire to settle down.

The crew shares personal stories, relationship insights, and practical advice for anyone navigating the often messy, but rewarding, journey of love and commitment. Whether you’re dating, engaged, or just curious, this episode will have you questioning whether you're ready to settle down or simply settling.

We want to hear from you! Do you have a topic request, a question, or want to be a guest? Hit us up at SophisticatedlyRatchet@gmail.com

LISTEN, FOLLOW, AND RATE

🎙️ Hosted & Created by:  TJ, Lil Moe, Flash, Shake, and Mash

Follow Us!

📱INSTAGRAM

📱TWITTER

📱TIK TOK

🎥YOUTUBE

 

Timestamps: 

00:00:00: Show Teaser

00:01:13: Discussion on dating standards

00:02:40: Welcome back to the main show

00:03:00: Introduction of the cast members

00:05:00: Call to action for podcast growth

00:05:15: Introduction to the main topic: Settling down

00:06:01: Word of the week: Pensive

00:07:00: Use of the word "pensive" in sentences

00:08:00: Explanation of the word game

00:08:43: Discussion on settling down among peers

00:15:33: Importance of finding a supportive partner

00:16:10: Reflections on relationships later in life

00:17:32: Differences between financially free men and high-value men

00:19:10: Benefits of being married for businessmen

00:21:01: Men’s perspectives on settling down

00:23:19: Expectations for younger men

00:24:54: Women's perspectives on settling down

00:25:27: Prerequisites for men and women in relationships

00:27:24: Fear and readiness in settling down

00:29:06: Societal expectations for men and women in social settings

00:30:41: Introduction to the scene

00:31:01: Turn Offs about the social scene

00:32:40: Advice from OGs on understanding relationships

00:33:21: Perspectives on parenting and kids

00:34:40: Observations on young mothers

00:36:02: Announcement and ad opportunity

00:37:05: Reflections on life choices and having kids

00:38:22: The importance of having patience and experience before having kids

00:39:51: Emotional intelligence and parenting styles

00:41:44: Generational differences in parenting and emotional expression

00:44:01: The value of role models and advice

00:45:41: Social Media and cultural influences on aspirations

00:46:01: Important discussions before settling down

00:46:06: Discussion about parenting and partnership alignment

00:46:42: Important conversations before settling down

00:47:44: Ideal characteristics for raising kids

00:48:22: Example of discussing discipline in parenting

00:49:34: Reflections on the effectiveness of physical discipline

00:50:44: Generational changes in parenting

00:56:10: Acknowledging mortality and its impact on settling down

00:59:23: Starting to do cool stuff and experiential learning

01:00:02: Experiencing death as an ICU nurse

01:01:03: Value of having a partner

01:03:03: Checking all the boxes in a relationship

01:05:12: Non-negotiable boxes for men and women

01:09:05: Expectations and standards in dating

01:11:01: No bad days and closing remarks

My Relationship with Spinning the Block: So you're back with your ex, huh?

 In this episode of The Sophisticated Ratchet Podcast, the crew dives deep into the emotional rollercoaster of "spinning the block"—aka giving an ex another shot. The tribe keeps it raw and relatable as they share personal stories of rekindled romances, from vacation flings to unresolved heartbreaks.

The squad dissects the red flags of revisiting old flames, like whether family apologies matter in reconciliation or if unresolved issues are just time bombs waiting to go off. They also spill on the subtle signs that an ex might be trying to creep back into your life—are they genuinely interested or just bored?

The conversation heats up with celebrity comparisons, analyzing high-profile rekindled romances like Ben Affleck & JLo's love story versus Ashanti & Nelly’s unexpected reunion. Are these fairytale endings proof that love deserves a second chance, or cautionary tales about repeating past mistakes?

But it’s not all about love—things get spicy when the crew debates body counts, physical attraction, and deal breakers in relationships. Plus, they get creative with business ideas inspired by relationships and wrap it all up with their signature “Ratchet Fire” game, where no topic is off-limits.

Whether you’re considering spinning the block with your ex or firmly leaving them in the past, this episode is packed with hilarious anecdotes, sharp insights, and thought-provoking takes that’ll make you rethink love and second chances.

We want to hear from you! Do you have a topic request, a question, or want to be a guest? Hit us up at SophisticatedlyRatchet@gmail.com

LISTEN, FOLLOW, AND RATE

🎙️ Hosted & Created by:  TJ, Lil Moe, Flash, Shake, and Mash

Follow Us!

📱INSTAGRAM

📱TWITTER

📱TIK TOK

🎥YOUTUBE

 

Timestamps: 

00:00:00: Introduction and announcements

00:01:11: Formal welcome and introduction of hosts

00:01:36: Episode title and topic introduction - My Relationship with my Ex

00:02:35: Host introductions and roles

00:03:00: Word of the Week - Salubrious

00:03:38: Explanation of "Spinning the block" and personal opinions

00:04:33: Personal story about giving an Ex a second chance

00:08:38: Recap and resolution of the personal story

00:09:05: Introduction of a new question to the hosts about spinning the block

00:10:25: Discussion around red flags in rekindling relationships

00:11:17: Importance of family apology in reconciliation

00:12:13: Story from another host about a past relationship vacation

00:14:10: Reflection on the vacation and its impact on the relationship

00:14:33: Discussion about past relationships and personal feelings

00:15:00: Hypothetical question about going on a cruise with an ex

00:16:12: Definition of spinning the block in relationships

00:17:01: Experiences with breakups and getting back together

00:18:12: Talking about unresolved issues in relationships

00:21:01: Signs that an ex is trying to get back with you

00:24:22: Personal anecdotes about misunderstanding intentions

00:27:28: Mention of celebrities who have reconciled

00:27:49: The Timeline of Jen and Ben's Relationship

00:29:17: Discussions on the Lack of a Prenup

00:29:40: Financial Worth and Potential Divorce Settlement

00:29:57: Discrepancy in the Timeline Mentioned

00:30:28: Advertisement Segment by the Sophisticated Ratchet Podcast

00:31:17: Continued Discussion on Jen and Ben's Relationship

00:35:04: Ashanti and Nelly's Relationship Journey

00:37:15: Confirmed and Alleged Events in Ashanti and Nelly's Relationship

00:37:20: Nene Leakes and Greg Leakes' Relationship Journey

00:39:10: Speculating if Breakups Can Strengthen Relationships

00:42:50: Personal Anecdote on Trying to Rekindle an Old Relationship

00:43:29: Using Breakups for Self-Reflection and Future Relationship Improvement

00:44:13: Discussion on relationship dynamics and communication

00:45:00: Definition of a breakup and “spinning the block”

00:47:01: Conversation around physical attraction and body count concerns

00:48:33: Business ideas related to relationships

00:49:28: Transition to a game called “Ratchet Fire”

00:49:48: Introducing deal breakers in relationships

00:54:23: Anecdotes about theft and trust issues in relationships

00:56:20: Closing thoughts and advice on relationship discussions

00:57:44: Welcome to the dark side, Mo

00:58:10: Appreciation and support

00:58:24: Farewell and final messages

My Relationship with Procreation: F Dem Kids!

Hey Tribe! On this episode of The Sophisticatedly Ratchet Podcast, we’re diving headfirst into one of life’s biggest decisions—to have kids or not? The Tribe breaks down the raw realities of parenthood, the freedom of a child-free life, and the societal pressures that come with both choices.

From birth control mishaps to the deep-seated judgment toward people without kids, we’re keeping it all the way real. We explore whether having children is truly fulfilling or just an expectation, how career and mental health are impacted by parenting, and the importance of a solid support system when raising kids. And of course, we have to ask—are kids really the ultimate motivation in life, or is that just what society wants us to believe?

Things get even spicier as we debate whether society unfairly judges parents based on their kids’ behavior, discuss high-profile cases like the Menendez brothers, and tackle the age-old question: Does having children affect your dating life? Plus, the team shares personal deal-breakers when it comes to picking a co-parent and what financial stability should look like before bringing a little one into the world.

Whether you’re a proud parent, thinking about kids, or happily child-free, this episode is packed with unfiltered opinions, hilarious takes, and deep reflections on one of the most personal decisions you’ll ever make.

We want to hear from you! Do you have a topic request, a question, or want to be a guest? Hit us up at SophisticatedlyRatchet@gmail.com

LISTEN, FOLLOW, AND RATE

🎙️ Hosted & Created by:  TJ, Lil Moe, Flash, Shake, and Mash

Follow Us!

📱INSTAGRAM

📱TWITTER

📱TIK TOK

🎥YOUTUBE

Timestamps: 

00:00:00: Introduction and housekeeping

00:00:11: Discussion on birth control and responsibility

00:01:56: Welcome back to another episode

00:03:24: Introduction of the hosts

00:04:02: Episode topic: Decision to have or not have kids

00:06:02: Inspiration for the episode from video clips

00:07:00: First video clip discussion: J.D. Vance's comment

00:14:20: Second video clip: Tracee Ellis Ross on childless women's contributions

Here are the key chapters from the transcription with timestamps:

00:15:50: Discussion on Tracee Elderfrost's statement

00:17:08: Shake's opinion on the clip

00:20:02: Judgement on people without children

00:21:31: Personal experiences with societal pressure regarding having children

00:24:16: Discussion on living life for oneself vs. having children

00:28:13: The impact of having children on career, lifestyle, and mental health

00:29:41: Observations on family support in shelters

00:30:14: Challenges of parenting

00:31:06: Mental health impact of parenting

00:31:40: Personal experiences with parenting decisions

00:32:22: Impact of parenting on career

00:33:40: Advertisement for small businesses

00:34:19: Societal expectations and personal choices regarding having children

00:35:56: Personal reflections on not having children

00:37:25: The importance of a support system for raising children

00:38:42: Motivational aspects of having children

00:41:01: Fears and challenges of raising children in today's society

00:43:41: Societal judgment based on children's behavior

00:45:04: How society views criminals

00:47:04: Discussion on the Menendez brothers

00:47:16: Shifting to lighter topics: Dating and having children

00:49:40: Personal views on having children

00:55:56: Traits and deal breakers in partners for having children

00:58:00: Advice on planning for children and relationships

01:00:32: Parenting Tips and Priorities

01:00:50: Individuality in Parenting

01:01:12: Financial Stability and Parenting

01:01:56: Defining Me Time as a Parent

01:02:00: Episode Conclusion

01:02:06: Who Wins? A Discussion

01:03:40: Thank You and Call to Action

My Relationship with Adult Films: A Fun Addition or Sign of Trouble?

This episode of The Sophisticatedly Ratchet Podcast is bringing XXX-rated conversations to HD! The Tribe gets real about porn's impact on relationships and how watching adult content can boost confidence, enhance intimacy, and even spice up your sex life.

We’re talking porn preferences, boundaries, and fantasies—from what turns people on to what makes them hit the pause button. Can introducing porn into your relationship be healthy, or is it a red flag? How do different kinks affect compatibility? And what happens when your partner’s taste in porn makes you do a double take? 👀

We’re covering it all:
🔥 How to bring up fantasies without making things awkward
🔥 The types of porn that can spark (or kill) the mood
🔥 Trying out porn-inspired moves in real life—does it actually work?
🔥 The influence of VR and tech on adult entertainment
🔥 How watching porn together can lead to a deeper connection

From hilarious personal stories to shocking listener dilemmas, we’re keeping it real, raw, and unfiltered. Whether you’re an occasional viewer or a connoisseur, this episode will give you something to think (and maybe laugh) about.

We want to hear from you! Do you have a topic request, a question, or want to be a guest? Hit us up at SophisticatedlyRatchet@gmail.com

LISTEN, FOLLOW, AND RATE

🎙️ Hosted & Created by:  TJ, Lil Moe, Flash, Shake, and Mash

Follow Us!

📱INSTAGRAM

📱TWITTER

📱TIK TOK

🎥YOUTUBE

 

Timestamps: 

 

00:00:00: Podcast Teaser

00:01:51: Welcoming the Listeners and Episode Introduction

00:02:14: Episode Title and Theme Introduction: 'My Relationship with Porn'

00:03:44: Introducing TJ and Special Guest

00:05:44: Word of the Week: Demure

00:09:10: Listener Mail: Janet's Relationship Dilemma

00:13:12: Defining pegging

00:13:57: Finding porn and addressing it

00:14:50: How to bring up the subject delicately

00:15:26: Introducing fantasies to a partner

00:17:01: Partner’s discomfort and boundaries

00:18:32: Types of porn that might turn off a partner

00:25:52: Discussion on bestiality

00:27:36: Transition to discussing porn preferences

00:29:03: Comfort levels with different types of porn

00:31:50: Sharing and exploring porn preferences with partners

00:34:14: Watching porn with a partner

00:35:24: Personal experiences with extreme porn genres

00:37:30: Trying out porn moves in real life

00:38:40: Discussion on physical interactions and boundaries

00:39:01: Influence of porn on personal habits

00:40:05: Exploring new boundaries in intimacy

00:41:01: Use of toys and their influence from porn

00:42:17: Positive aspects of watching porn with a partner

00:44:04: Understanding and respecting personal limits

00:44:40: Impact of discussing personal fantasies on relationships

00:48:00: Improving techniques through watching porn

00:49:50: Sharing new techniques with a partner based on porn

00:50:33: Introduction to the topic

00:55:09: Impact of technology and VR on relationships

01:00:15: Interesting facts about sex and porn usage

01:04:03: Conversation on the dynamics and usage of sex toys

01:05:55: Discussion on personalized sex toys in the gay community

01:06:07: Introduction to the "No Bad Days" segment

01:07:39: Watching porn with your partner for better connection

01:08:12: Word of the week and closing segment

01:08:35: Farewell and social media promotion

 

My Relationship with Finances: Love doesn’t cost a thing but their debt sure does!

In this episode of the Sophisticatedly Ratchet Podcast, the Tribe dives headfirst into the tangled web of financial responsibility. Things heat up when listener Tasha writes about her financial drama, sparking a hilarious yet eye-opening debate on handling money in relationships.

From breaking down whether your credit score says more about your wallet or your worth, to dissecting the eternal struggle between financial and emotional compatibility, the team leaves no stone unturned. Ever wondered if being financially savvy makes you sexier? Or if the breadwinner in a relationship should call the financial shots? These spicy conversations might just change how you see your bank account—and your boo.

They don’t stop there. Get ready for juicy personal stories, practical tips on navigating joint finances, and a deep dive into how gambling can wreck not just your savings but also your relationships. Add a few laugh-out-loud moments, relatable hypotheticals, and the Word of the Week segment, and you’ve got a packed episode full of gems.

Tune in, get your money mindset right, and find out if love walks when money talks!

We want to hear from you! Do you have a topic request, a question, or want to be a guest? Hit us up at SophisticatedlyRatchet(at)gmail.com

LISTEN, FOLLOW, AND RATE

🎙️ Hosted & Created by:  TJ, Lil Moe, Flash, Shake, and Mash

Follow Us!

📱INSTAGRAM

📱TWITTER

📱TIK TOK

🎥YOUTUBE

Timestamps: 

00:00:00: Show Teaser

00:02:22: Welcoming to Sophisticatedly Ratchet Episode

00:03:00: Individual Introductions

00:05:14: Episode Topic Introduction - Money Talks, Love Walks

00:05:26: Word of the Week Segment

00:08:14: Listener Mail - Tasha's Financial Dilemma in Relationship

00:14:50: Discussion on financial responsibility in relationships

00:16:00: The impact of bad financial choices on relationships

00:16:38: Whether a credit score reflects character and reliability

00:19:02: Perspectives on managing and improving credit scores

00:21:57: Personal experiences with financial decisions

00:24:11: Explanation of annual percentage rates (APRs)

00:25:13: Reactions to financial abilities as a turn-on in relationships

00:27:02: Importance of financial compatibility vs. emotional compatibility in relationships

00:29:30: Introduction to the opportunity for small business owners and entrepreneurs

00:30:34: Return to main discussion

00:31:02: The importance of emotional and financial compatibility in relationships

00:32:08: Handling a partner's gambling problem

00:35:00: Influence of gambling habits on family and personal life

00:38:52: Breadwinner influence on financial decisions in a relationship

00:43:05: Discussing Emotional Intelligence in Relationships

00:43:25: Should the Breadwinner Have More Influence on Financial Decisions?

00:48:45: Hypothetical Question about Joint Bank Accounts and Financially Irresponsible Parents

00:55:28: Discussion on handling finances

00:56:35: Introduction to podcast backgrounds

00:58:00: Talking about financial responsibility in relationships

00:59:35: Tips for joint finances

01:03:30: Word of the week tally

01:05:03: Closing remarks and listener engagement

We Went Dark!!! (New Episodes April 1st)

Stay tuned Tribe!! We are back April 1st!!! And I'm not joking!

7 deadly sins: Gluttony (replay)