The Sophisticatedly Ratchet Podcast

My Relationship with Finances: Love doesn’t cost a thing but their debt sure does!

In this episode of the Sophisticatedly Ratchet Podcast, the Tribe dives headfirst into the tangled web of financial responsibility. Things heat up when listener Tasha writes about her financial drama, sparking a hilarious yet eye-opening debate on handling money in relationships.

From breaking down whether your credit score says more about your wallet or your worth, to dissecting the eternal struggle between financial and emotional compatibility, the team leaves no stone unturned. Ever wondered if being financially savvy makes you sexier? Or if the breadwinner in a relationship should call the financial shots? These spicy conversations might just change how you see your bank account—and your boo.

They don’t stop there. Get ready for juicy personal stories, practical tips on navigating joint finances, and a deep dive into how gambling can wreck not just your savings but also your relationships. Add a few laugh-out-loud moments, relatable hypotheticals, and the Word of the Week segment, and you’ve got a packed episode full of gems.

Tune in, get your money mindset right, and find out if love walks when money talks!

We want to hear from you! Do you have a topic request, a question, or want to be a guest? Hit us up at SophisticatedlyRatchet(at)gmail.com

LISTEN, FOLLOW, AND RATE

🎙️ Hosted & Created by:  TJ, Lil Moe, Flash, Shake, and Mash

Follow Us!

📱INSTAGRAM

📱TWITTER

📱TIK TOK

🎥YOUTUBE

Timestamps: 

00:00:00: Show Teaser

00:02:22: Welcoming to Sophisticatedly Ratchet Episode

00:03:00: Individual Introductions

00:05:14: Episode Topic Introduction - Money Talks, Love Walks

00:05:26: Word of the Week Segment

00:08:14: Listener Mail - Tasha's Financial Dilemma in Relationship

00:14:50: Discussion on financial responsibility in relationships

00:16:00: The impact of bad financial choices on relationships

00:16:38: Whether a credit score reflects character and reliability

00:19:02: Perspectives on managing and improving credit scores

00:21:57: Personal experiences with financial decisions

00:24:11: Explanation of annual percentage rates (APRs)

00:25:13: Reactions to financial abilities as a turn-on in relationships

00:27:02: Importance of financial compatibility vs. emotional compatibility in relationships

00:29:30: Introduction to the opportunity for small business owners and entrepreneurs

00:30:34: Return to main discussion

00:31:02: The importance of emotional and financial compatibility in relationships

00:32:08: Handling a partner's gambling problem

00:35:00: Influence of gambling habits on family and personal life

00:38:52: Breadwinner influence on financial decisions in a relationship

00:43:05: Discussing Emotional Intelligence in Relationships

00:43:25: Should the Breadwinner Have More Influence on Financial Decisions?

00:48:45: Hypothetical Question about Joint Bank Accounts and Financially Irresponsible Parents

00:55:28: Discussion on handling finances

00:56:35: Introduction to podcast backgrounds

00:58:00: Talking about financial responsibility in relationships

00:59:35: Tips for joint finances

01:03:30: Word of the week tally

01:05:03: Closing remarks and listener engagement

We Went Dark!!! (New Episodes April 1st)

Stay tuned Tribe!! We are back April 1st!!! And I'm not joking!

7 deadly sins: Gluttony (replay)

Cheaters reloaded (replay)

Salutation, SR Tribe! Welcome, and thank you for coming back for another hearty serving of The Sophisticatedly Ratchet Podcast, giving the real in a world of fake, drop a bangin' episode you don't wanna miss – "Cheaters Reloaded"! We're bringin' the heat and spittin' straight facts on all things love, betrayal, and, you know it, those shady cheaters!

 

But hold up, we're not done yet! You ever wonder if you can cheat without even gettin' down and dirty? Oh, we goin' deep into emotional cheatin', my friends! Now, listen up, 'cause we're droppin' some knowledge on how to catch a cheater like a pro! Think you need a whole spy kit? Nah, we gotchu covered with some comedic and off-the-wall tactics that'll have you feelin' like a relationship secret agent, no cap!

 

And yo, you won't believe it, but we got a whole section on the personality traits of them serial cheaters! We breakin' it down in a way that's gon' leave you shakin' your head and sayin', "Damn, they really like that?!"

 

So, tribe get ready to tap in with the Sophisticatedly Ratchet Podcast! We keepin' it real, keepin' it wild, and keepin' it lit, all while droppin' them gems that'll have you navigatin' love and betrayal like a boss. Tune in now and get ready to ride this crazy train with us – it's gon' be a wild ride, fo' sho!

 

TJ Singing Bowl

 

👸🏽🤴🏾 🟣Crown Chakra🟣👸🏽🤴🏾- Located at the top of the head and is also known as the Crown Chakra. It creates a strong connection with the supreme Self. 

 

👸🏽AFFIRMATIONS🤴🏾I release my connection to objects. I live in the present moment. Enlightenment is available to all beings.Spirit runs through me and all around me.

 

Shake Word of the Week- 

 

Trachle (noun) an exhausting effort

 

For more information about the show, click here: https://linktr.ee/SoRatchetPodcast

 

Don’t forget to like, subscribe, follow, comment & share us with a friend. 

 

Catch us LIVE on YouTube every FIRST WEDNESDAY of the month at 9 pm EST, we can’t wait 

 

to connect with you…

 

Please remember to follow us on the following social media platforms:

 

Youtube - SoRatchet Podcast 

IG - @SoRatchetPodcast 

TikTok- @SoRatchetPodcast

Twitter - @SoRatchetPod

 

Let us know your thoughts on the episode, do you agree or disagree, and tell us how you really feel - Please email us at SoRatchetPodcast@gmail.com.

 

If you are interested in starting a podcast, here are Amazon links for necessary equipment 

 

Microphone -  Shure MV7 Dynamic Microphone

Headphones - 

Lights - Ring Light

TJ’s No Bad Days Chakra singing bowls https://a.co/d/9o3LxC2

 

Thanks for joining the TRIBE!!!!

My Relationship with BBLs: 5 Do’s & Don’ts of Plastic Surgery feat. Nic

Salutation, SR Tribe! Welcome, and thank you for coming back for another hearty serving of The Sophisticatedly Ratchet Podcast, giving the real in a world of fake.

 

No Bad Days- Chakra Alignment 

Flash talks about "Being valuable is more important than being successful" 

Shakes Word of the Week: 

For more information about the show, click here: https://linktr.ee/SoRatchetPodcast

Don’t forget to like, subscribe, follow, comment & share us with a friend. 

Catch us LIVE on YouTube every FIRST WEDNESDAY of the month at 9 pm EST, we can’t wait 

to connect with you…

 

Please remember to follow us on the following social media platforms:

• Youtube - SoRatchet Podcast 
• IG - @SoRatchetPodcast 
• TikTok- @SoRatchetPodcast
• Twitter - @SoRatchetPod

Let us know your thoughts on the episode, do you agree or disagree, and tell us how you really feel - Please email us at SoRatchetPodcast@gmail.com.

If you are interested in starting a podcast, here are Amazon links for necessary equipment 

• Microphone -  Shure MV7 Dynamic Microphone
• Microphone desk mount- https://amzn.to/3YIObBh
• Headphones - https://amzn.to/3YDT920
• Lights - Ring Light
• TJ’s No Bad Days Chakra singing bowls https://a.co/d/9o3LxC2

Thanks for joining the TRIBE!!!!

Pee in the dating pool (replay)

Toxic Masculinity 2.0

Salutation, SR Tribe! Welcome, and thank you for coming back for another hearty serving of The Sophisticatedly Ratchet Podcast, giving the real in a world of fake.

 

No Bad Days- Chakra Alignment 

 

Shakes Word of the Week

 

Closing Statements:

For more information about the show, click here: https://linktr.ee/SoRatchetPodcast

Don’t forget to like, subscribe, follow, comment & share us with a friend. 

Catch us LIVE on YouTube every FIRST WEDNESDAY of the month at 9 pm EST, we can’t wait 

to connect with you…

 

Please remember to follow us on the following social media platforms:

• Youtube - SoRatchet Podcast 
• IG - @SoRatchetPodcast 
• TikTok- @SoRatchetPodcast
• Twitter - @SoRatchetPod

Let us know your thoughts on the episode, do you agree or disagree, and tell us how you really feel - Please email us at SoRatchetPodcast@gmail.com.

If you are interested in starting a podcast, here are Amazon links for necessary equipment 

• Microphone -  Shure MV7 Dynamic Microphone
• Microphone desk mount- https://amzn.to/3YIObBh
• Headphones - https://amzn.to/3YDT920
• Lights - Ring Light
• TJ’s No Bad Days Chakra singing bowls https://a.co/d/9o3LxC2

Thanks for joining the TRIBE!!!!

Women are NOT Romantic on Dates (replay)

Interview with a Party God ft Lifeofevegraham

Salutation, SR Tribe! Welcome, and thank you for coming back for another hearty serving of The Sophisticatedly Ratchet Podcast, giving the real in a world of fake.

 

Closing Statements:

For more information about the show, click here: https://linktr.ee/SoRatchetPodcast

Don’t forget to like, subscribe, follow, comment & share us with a friend. 

Catch us LIVE on YouTube every FIRST WEDNESDAY of the month at 9 pm EST, we can’t wait 

to connect with you…

 

Please remember to follow us on the following social media platforms:

• Youtube - SoRatchet Podcast 
• IG - @SoRatchetPodcast 
• TikTok- @SoRatchetPodcast
• Twitter - @SoRatchetPod

Let us know your thoughts on the episode, do you agree or disagree, and tell us how you really feel - Please email us at SoRatchetPodcast@gmail.com.

If you are interested in starting a podcast, here are Amazon links for necessary equipment 

• Microphone -  Shure MV7 Dynamic Microphone
• Headphones - 
• Lights - Ring Light
• TJ’s No Bad Days Chakra singing bowls https://a.co/d/9o3LxC2
•  
•  

Thanks for joining the TRIBE!!!!

SR Report: Modern Day Slavery, Lakers nepotism & senile vs felon presidency

Salutation, SR Tribe! Welcome, and thank you for coming back for another hearty serving of The Sophisticatedly Ratchet Podcast, giving the real in a world of fake.

 

Shakes Word of the Week: Arcane

For more information about the show, click here: https://linktr.ee/SoRatchetPodcast

Don’t forget to like, subscribe, follow, comment & share us with a friend. 

Catch us LIVE on YouTube every FIRST WEDNESDAY of the month at 9 pm EST, we can’t wait 

to connect with you…

 

Please remember to follow us on the following social media platforms:

• Youtube - SoRatchet Podcast 
• IG - @SoRatchetPodcast 
• TikTok- @SoRatchetPodcast
• Twitter - @SoRatchetPod

Let us know your thoughts on the episode, do you agree or disagree, and tell us how you really feel - Please email us at SoRatchetPodcast@gmail.com.

If you are interested in starting a podcast, here are Amazon links for necessary equipment 

• Microphone -  Shure MV7 Dynamic Microphone
• Microphone desk mount- https://amzn.to/3YIObBh
• Headphones - https://amzn.to/3YDT920
• Lights - Ring Light
• TJ’s No Bad Days Chakra singing bowls https://a.co/d/9o3LxC2

Thanks for joining the TRIBE!!!!